Frugality comes from doing little things such as buying store brand laundry soap and hand soap. It comes from doing little things such as making a grocery list before you go to the grocery store. It comes from doing little things such as bargaining for a better insurance coverage.
It comes from doing little things.
Such as living near to your workplace so you do not have to drive to work every day. Frugality does not come from quitting a stop at your favorite coffee shop if you really love that perfect morning coffee. It does not come from totally abandoning your beloved hobby.
It does not come from sitting alone at home all by yourself while your all friends are out having fun. Those are just unrealistic perceptions rooted in a fear of change. A change that has nothing to do with effective frugality.
When you look through a list of money saving tips, do not do those that seem like they would make your life a lot less enjoyable. Rather, concentrate on those that sound like they would feel almost effortless. And those that, when you consider for a second, you realize that it would not be much of a change.
That is effective frugality.
Concentrate on those that commit doing one big thing up front and then having it cut down a bill for good. That is the type that will last. And, truthfully, it is very fun.
Because you know you are making a negligible change to your life that will give better long-term results. Learn how to cook so that it is more advantageous to eat at home. Food is a huge drain on the budgets of so many people because of the enormous cost difference between restaurant food and home-cooked meals.
The difference between the two is huge. And when you keep recurring that cost difference a few times a week, that really adds up. People are eating out more often than they eat at home, despite the big price difference.
Because there is a misconception that eating out is a lot more convenient than cooking and eating at home. That misconception is due to a distress that many people experience in the kitchen. Cooking a decent meal may seem scary.
Heck, even cooking a simple meal can seem scary too. When you are scared, your mind exaggerates the effort of the task involved. And when your mind starts to exaggerate the task involved, it makes eating out appear so much easier.
So much so that eating out makes up for the huge cost difference. How do you overcome that misconception? You overcome it by literally being experienced in the kitchen. And you do that by literally making yourself cook lots and lots of meals at home.
Each time you cook a meal at home.
That you would have otherwise consumed at a restaurant (or takeout or delivery), you are going to save a little money. But more importantly, you are going to become a little more skilled in the kitchen. Doing things such as making coffee and poaching eggs, which might have been chore in the mornings, become something you can whip out while getting ready for the day.
Cooking things such as beef stew might have been difficult, but soon you begin to realize that you can just chop up the ingredients one night before in a few minutes, throw them all in a slow cooker in the morning, and come home to a finished beef stew after work. As that transition takes place, the scariness of cooking at home will become lesser and lesser.